I graduated 4 years ago, and I had the opportunity to go on to a PhD, but I gave up on that option.
Instead, I chose the "real world".
Many public universities in my country offer free tuition, while in the US tuition is very high, and people take out student loans that take decades to pay off.
In foreign startups, no one asked about my university education.
❓ Has a university education played any role in your job or business?
❓ Do you think it is necessary to have a university to create a successful startup?